As a financial services provider, Islamic banking must be able to keep
up with the times by responding to challenges and establishing a
competitive advantage through the development of innovative financial
products and services using Fintech. The goal of this research is to
examine how FinTech services affect Islamic banking's financial
performance. With a case study at Bank Syariah Indonesia (BSI), this
study used a quantitative-descriptive research design. Financial ratios
such as CAR, ROA, ROE, BOPO, FDR, and Finctech service were used as
secondary data. The data is in annual time series format ranging from
2016 to 2020. In this study, the program SPSS 21 was used to process the
data to perform the Classical Assumption Test, Simple Linear
Regression, t-Test, and Coefficient of Determination Test. Finding of
current research proves that Fintech service has an impact on the
financial performance of BSI in terms of CAR, ROA, ROE, BOPO, and FDR
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Artikel Jurnal Arbitrase
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