The Islamic banking sector is going to change as a result of shifting
customer behavior, rising expectations, the adoption of new technology,
and the digitization of business and society in general. Islamic banking
must become digitally savvy to survive in this new era of technology.
Successful digital banking adoption affects by some factors. The purpose
of this research is to identify the key success factor of digital
banking adoption on Islamic banking in Indonesia. This study employed a
qualitative research design through library research techniques. The
author reviewed and analyzed various published publications using a
systematic literature review (SLR) approach. The findings of the study
highlight that there are three key factors that affect digital banking
adoption in Islamic banking. First demographic factors include gender,
age, income, and education. The second is psychological factors which
include security and trust. Third is technological factors which include
relative advantage, compatibility, complexity, perceived risk, and
perceived cost.
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