ANALISIS PERBEDAAN KINERJA KEUANGAN CAR, NPL, ROE, ROA, NIM,BOPO dan LDR PADA BANK SYARIAH DAN KONVENSIONAL

ANALISIS PERBEDAAN KINERJA KEUANGAN CAR, NPL, ROE, ROA, NIM,BOPO dan LDR PADA BANK SYARIAH DAN KONVENSIONAL

• By Setyaningsih, Dyah, Eka; Marwansyah, Sofyan;
• Jurnal Nasional Tidak Terakreditasi
• 476
• 641-648

In this era of globalization the world of banking has emerged types of banks both sharia banks and conventional banks. The emergence of various banks is making hard work to be able to maintain the financial performance of each bank. Therefore, the purpose of this research is to compare the financial performance between syariah bank and conventional bank with the ratio of CAR, NPL, ROE, ROA, NIM, BOPO and LDR in syariah and conventional bank with each one of the same bank name. This research is descriptive quantitative. The data used in the form of quarterly financial statements in 2016 while the sample is determined by purposive sampling method to get 6 banks consisting of 3 sharia banks and 3 conventional banks are Mandiri syariah and conventional Mandiri, BNI syariah and conventional BNI and BCA sharia and conventional BCA Data type used is secondary data obtained from www.bi.go.id. The method of analysis used independent test t-test. Based on independent test, it is concluded that the financial performance of CAR, ROA, ROE, BOPO have significant difference between syariah and conventional bank and NIM and LDR do not have significant difference between Syariah and conventional bank

• Katakunci CAR, NPL, ROE, ROA, NIM, BOPO, LDR, Sharia banks, conventional banks
• URL https://akuntansi.pnj.ac.id/news/index/1711/Account-Edisi-Desember-2017.html
• Penerbit Jurusan Akuntansi Politeknik Negeri Jakarta, Jakarta DKI Jakarta

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